Credit card scammer : Kweku Payton

Fraudsters are constantly finding new ways to steal credit card information and scam innocent people. Protect yourself by staying alert and following these important safety tips:

🔴 Common Credit Card Scams to Watch Out For:

❌ Phishing Emails & Fake Websites – Scammers send fake emails or create fake websites that look like real banks or retailers to steal your card details.
❌ Card Skimming – Devices attached to ATMs, gas pumps, or payment terminals copy your card data.
❌ Fake Customer Service Calls – Scammers pose as bank representatives and trick you into revealing your card details.
❌ Overpayment Scams – Someone sends you a fraudulent check and asks you to refund the extra amount with your credit card.
❌ Fraudulent Subscription Services – Hidden charges or unauthorized subscriptions appear on your bill.
❌ Fake Prize & Lottery Scams – You’re told you won a prize but must pay “taxes” or “fees” using your credit card.

🛡️ How to Protect Yourself:

✅ NEVER share your credit card details over the phone, email, or text unless you’re sure it’s a legitimate request.
✅ Verify the source before clicking on links or entering personal information.
✅ Use secure payment methods – Only enter your card details on trusted and encrypted websites (look for “https://”).
✅ Monitor your transactions regularly for any suspicious activity.
✅ Enable fraud alerts with your bank to get notified of unusual transactions.
✅ Use virtual or temporary card numbers for online purchases when available.
✅ Report lost or stolen cards immediately to your bank.

⚠️ If You’ve Been Scammed:

🔹 Contact your bank or card issuer immediately to freeze your card and dispute fraudulent transactions.
🔹 Report the scam to the Federal Trade Commission (FTC) at www.reportfraud.ftc.gov.
🔹 Change your passwords for any compromised accounts.
🔹 Monitor your credit report to ensure no unauthorized accounts are opened in your name.